Trinidad and Tobago Expat Health Insurance Guide

Trinidad and Tobago Flag

Health Insurance in Trinidad and Tobago, America

Information expatriation

Capital City: Port of Spain
Total area: 5,130 km2
Population: 1,333,000
Money: Currency Converter
Time Zone: List of time zones by country
Calling Code: +1 868 XXX

Practical Information:

Wikipedia Trinidad and Tobago

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

 

Here is a brief description of the healthcare system in the country:

·      The system provides universal healthcare coverage to citizens and residents through a public system as well as some private options.

·      Public care is provided through multiple regional health authorities that operate hospitals, health centers, clinics and district medical facilities across both islands.

·      The majority of funding comes from general tax revenues, with some private insurance and direct pay utilized as well.

·      Primary care serves as the initial point of contact, usually through neighborhood clinics and health centers. Specialists require referrals.

·      Larger public hospitals provide more complex care including diagnostic services, surgeries, maternity/pediatric wards etc.

·      Quality varies between facilities, with urban centers generally better resourced than rural areas.

·      Leading health issues include chronic non-communicable diseases, injuries, HIV/AIDS and some infectious diseases.

·      Efforts aim to bolster primary care infrastructure, public health programs, healthcare worker training and health technology/supplies.

·      While outcomes have improved, inequities persist and Trinidad and Tobago faces public health challenges common to developing nations.

 

Here are some key health considerations for expatriates living in the country:

·      Purchase comprehensive international medical insurance, as public coverage may have restrictions for non-citizens. It should include medical evacuation.

·      Keep vaccinations up to date, including hepatitis A/B, typhoid, influenza. Consider others such as yellow fever and meningococcal depending on travel history.

·      Mosquito-borne illnesses like dengue fever and chikungunya are present. Use repellent, especially at dawn/dusk.

·      Only drink bottled, boiled or treated water. Be cautious of raw or undercooked foods which can transmit parasites.

·      Healthcare quality varies between regions. Seek major urban hospitals for serious issues.

·      Bring extra supplies of any prescription medications plus copies of valid prescriptions.

·      Heat, humidity and storms can impact health. Practice sun safety and be prepared.

·      Road traffic accidents are a risk given left-hand driving. Follow safety laws carefully.

·      Isolation in a foreign environment may impact mental wellbeing. Develop local social support systems.

·      Consider health insurance for scuba diving or water activities due to remote locations.

·      Seek support for any pre-existing medical conditions from local English-speaking doctors.

Continent: 
America