- Annual limit up to €/$1,000,000
- Inpatient treatment & Day-patient care
- Rehabilitation
- Medical assistance and repatriation
- Annual deductible Nil; $/€1,000; $/€2,500; $/€5,000
- 6 zones of coverage*
Zone 1 Africa and Indian Sub-Continent: Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cabo Verde, Cameroon, Central African Republic, (CAR), Chad, Comoros, Congo, Democratic Republic of Congo, Djibouti, Egypt, Equatorial Guinea, Eritrea, Eswatini (formerly Swaziland), Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Nigeria, Rwanda, Sao Tome and Principe, Senegal, Seychelles, Sierra Leone, Tanzania, Togo, Tunisia, Uganda, Zambia, Bangladesh, India, Pakistan, Philippines & Lebanon.
Zone 2 Europe include Zone 1, Zone 2 & Zone 3: South Africa, France, Spain, Sweden, Norway, Germany, Finland, Poland, Italy, Romania, Belarus, Greece, Bulgaria, Iceland, Hungary, Portugal, Austria, Czechia, Serbia, Ireland, Lithuania, Latvia, Croatia, Bosnia and Herzegovina, Slovakia, Estonia, Denmark, Netherlands, Moldova, Belgium, Albania, North Macedonia, Turkey, Slovenia, Montenegro, Kosovo, Cyprus, Luxembourg, Andorra, Malta, Liechtenstein, San Marino, Monaco, Vatican City.
Zone 3 South America include Zone 1, Zone 2 & Zone 3: Bellize, Costa Rica, Cuba, Dominican Republic, El Savador, Guatemala, Guyana, Suriname, Haiti, Honduras, Jamaica, Mexico, Nicaragua, Panama, Saint Lucia, Argentina, Bolivia, Chile, Colombia, Ecuador, Paraguay, Peru, Uruguay, Venezuela.
Zone 4 Asia include Zone 1, Zone 2 & Zone 3: Cambodia, Indonesia, Laos, Malaysia, Myanmar, Thailand, Timor-Leste, Vietnam, Mongolia, Armenia, Azerbaijan, Georgia, Kyrgyz Republic, Tajikistan, Uzbekistan, Afghanistan, Bhutan, Maldives, Nepal, Sri Lanka.
Zone 5 Gulf include Zone 1, Zone 2, Zone 3 & Zone 4: UAE (Abu Dhabi, Dubai, Sharja, Ajman, Umm Al-Quwain and Fujairah, Ras Al Khaimah), Saudi Arabia, Bharein, Koweit, Oman, Qatar.
Zone 6 Rest of the World include Zone 1, Zone 2, Zone 3, Zone 4 & Zone 5: China, Hong-Kong, Singapore, Japan, Canada, Brazil.
You are covered outside your area of cover for temporary stays of up to 60 days per trip, on the condition that the expenses incurred are due to an accident, an unexpected illness or an emergency. The coverage is no longer effective after 60 consecutive days outside your area of coverage.
Excluded countries: United States, United-Kingdom & Switzerland.