Health Insurance in Thailand

Useful information for expatriates in Thailand

Capital City:  Bangkok
Total area:  513,120 km2
Population:  68,863,514 
Money: Currency Converter
Time Zone: List of time Zones by Country
Calling Code:  +66 XXX

Practical Information
Wikipedia Thailand

Health Product: Travel Insurance and Health Insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG : Expat Health insurance Information

Here is a brief description of the healthcare system in the country:

·      Thailand has a universal healthcare system called the Universal Coverage Scheme (UCS) that aims to provide affordable access to medical care for all residents.

·      The system is a mixed public-private model where the government subsidizes care costs at public and private facilities.

·      It is funded through general taxation, Social Health Insurance contributions and an annual membership fee.

·      Core services covered include inpatient/outpatient care, chronic disease treatment, preventive services and low-cost generic drugs.

·      Hospitals and clinics are run by the Ministry of Public Health as well as private providers who contract with the government.

·      Two other insurance schemes exist for civil servants and the privately insured.

·      Major challenges include an aging population, rising costs of treatment and shortage of doctors and nurses in rural areas.

·      International medical tourism is a growing sector providing affordable quality care to foreigners.

·      Overall the system has achieved wide health coverage and healthy outcomes despite relatively modest spending levels.

Here are some key health considerations for expatriates living in the country:

·      Purchase mandatory national health insurance within 30 days of arrival to receive coverage.

·      Consider optional private insurance for faster/broader service than universal plan.

·      Register with a primary care doctor near your home/work for non-emergencies.

·      Learn some basic Thai medical terms to communicate needs effectively.

·      Monitor lifestyle adjustments that could impact health like pollution, food/water safety.

·      Keep medications and prescriptions with you as brands vary from home countries.

·      Vaccinations should be complete, especially hepatitis A/B, typhoid, rabies, flu.

·      Only drink bottled or boiled water and thoroughly cook foods to prevent illness.

·      Facilities in cities generally good but access may be more limited in rural areas.

·      Natural disasters occur, so have an emergency plan and keep contact info on hand.

·      Register address with your embassy in case emergency assistance is required abroad.