South Africa Expat Health Insurance Guide

South Africa Flag

Health Insurance in South Africa, Africa

Information expatriation

Capital City: Pretoria
Total area: 1,221,040 km2
Population: 47,850,700 (2007)
Money: Currency Converter
Time Zone: List of time zones by country
Calling Code: +27 XXX

Practical Information:

Wikipedia South Africa

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

 

Here is a brief description of the healthcare system in the country:

·      South Africa has both a public and private healthcare system. The public system is intended to provide universal care to all citizens.

·      The public system is funded through general tax revenues and provides free primary care services at clinics and community health centers.

·      It also operates public hospitals where patients can access inpatient and outpatient specialist services.

·      Primary care serves as the first point of contact and gatekeeper to the public healthcare system. Referrals are required to see specialists.

·      Around 17% of the population uses private healthcare which is funded through medical insurance programs and out-of-pocket payments. This provides access to private hospitals and practitioners.

·      Key challenges facing the public system include inadequate funding, lack of infrastructure in underserved areas, shortage of healthcare workers and increasing burden of disease.

·      Some of the major health issues include HIV/AIDS, tuberculosis, non-communicable diseases, injuries and violence-related trauma.

·      Reforms aim to strengthen primary care, modernize facilities, expand the roles of nurses/midwives and improve pharmaceutical access and supply chain management.

 

Here are some key health considerations for expatriates living in the country:

·      Purchase comprehensive private medical insurance before arrival as the public system faces capacity issues. This provides coverage and faster access.

·      Ensure all routine vaccinations are up to date, especially for hepatitis A/B, typhoid, flu, rabies and others as required.

·      Only drink bottled water and peel all fruits/veggies due to risks of gastrointestinal illness.

·      Road safety risks exist given accidents and crime threats like hijackings. Drive defensively at all times.

·      Air pollution, especially in major cities, may exacerbate conditions like asthma. Be prepared.

·      Healthcare quality varies significantly between urban public/private facilities vs. rural clinics. Plan accordingly.

·      Bring adequate supplies of prescription medications and copies of valid prescriptions.

·      Monitor health impacts from lifestyle/social adjustments or stress of living abroad. Seek help as needed.

·      Register with international medical insurance and a general physician upon arrival for treatment access.

·      Security risks may vary by region - follow all safety precautions and travel advisories issued.

·      Register location with your embassy in case emergency evacuation assistance is required.

Continent: 
Africa