Health Insurance in Morocco, Africa

Information expatriation

Capital City: Rabat
Total area: 446,550 km2
Population: 31,224,000
Money: Currency Converter
Time Zone: List of time zones by country
Calling Code: +212 XXX

Practical Information:

Wikipedia Morocco

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

Here is a brief description of the healthcare system in the country:

·      Morocco has both a public and private healthcare system. The public system aims to provide universal coverage through health insurance schemes.

·      It is managed by the Ministry of Health and funded through taxes, employee payroll deductions, and direct government subsidies.

·      Primary care is delivered through public clinics and health centers. Public hospitals provide more advanced care.

·      However, infrastructure and medical staff are concentrated in urban areas. Rural regions face severe shortages.

·      Around 75% of the population is covered under the basic public insurance plan but affordability remains an issue.

·      Private health insurance and for-profit providers also operate hospitals and clinics, primarily serving wealthier urban residents.

·      Morocco struggles with high rates of communicable and non-communicable diseases. Infant mortality remains a challenge.

·      Medical import dependency, inadequate funding, and lack of equitable access continue to strain the system.

Here are some key health considerations for expatriates living in the country:

·      Purchase comprehensive international medical evacuation insurance. Public system quality varies greatly.

·      Register with a doctor who speaks your language if living long-term in large cities.

·      Rural clinics have severe shortages. Research options and prepare self-evacuation plans for emergencies.

·      Keep routine vaccinations like hepatitis A/B up to date. Risks include rabies, malaria in rural areas.

·      Water safety is crucial - drink only bottled, boiled or treated water. Monitor food preparation standards.

·      Heat and pollution worsen chronic conditions like asthma. Monitor symptoms closely.

·      Mental health services are limited. Have a plan to access counseling/treatment abroad if needed.

·      Import adequate prescription supplies. Medication names/formulations differ locally.

·      Advanced care often requires evacuation to Europe. Assess costs and travel/document preparation.

·      Consider medical insurance for visiting dependents/family members as tourist plans may exclude some risks.

·      Robust planning mitigates risks arising from variable public healthcare access, quality and resources across Morocco.