Health Insurance in Lesotho, Africa

Information expatriation

Capital City: Maseru
Total area: 30,355 km2
Population: 2,008,000
Money: Currency Converter
Time Zone: List of time zones by country
Calling Code: +266 XXX

Practical Information:

Wikipedia Lesotho

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

Here is a brief description of the healthcare system in the country:

·      Lesotho has a public healthcare system intended to provide universal access to its population of around 2 million.

·      However, it remains strained and under-resourced due to its status as one of the world's least developed countries.

·      The bulk of healthcare takes place in primary clinics, health centers and district hospitals of uneven quality across rural areas.

·      Only about 15% of GDP is spent on health, with over half coming from foreign aid and donors.

·      common issues include HIV/AIDS, tuberculosis and high infant/maternal mortality.

·      Shortages of doctors, nurses and infrastructure impairment access in many regions.

·      Private providers and traditional healers play a supplementary role for those who can afford it.

·      Ongoing challenges include high poverty, lack of sanitation/clean water and a severe shortage of specialists.

Here are some key health considerations for expatriates living in the country:

·      Purchase comprehensive international medical evacuation insurance. Advanced care is often not available in-country.

·      Bring needed prescription medication supplies, as availability can be unreliable even in major hospitals and pharmacies.

·      Be prepared for potential uneven standards of care depending on facility/location.

·      Have an evacuation plan in place involving your employer and international facilities. Roads are poor quality in many areas.

·      Get all recommended routine immunizations plus others for high-risk diseases like hepatitis, meningitis, etc.

·      Strictly follow malaria prevention, as it is endemic throughout the lowlands during summer.

·      Consider water purification options, as sanitation is limited and diarrhea/dehydration are threats.

·      Carry basic supplies like rehydration salts and first aid kid. Access to care can be challenging, especially in emergencies.

·      Medical evacuation insurance and advance preparation are essential given the shortages and limitations across much of Lesotho's public healthcare system.