Health Insurance in Lebanon, Asia

Information expatriation

Capital City: Beirut
Total area: 10,400 km2
Population: 4,099,000
Money: Currency Converter
Time Zone: List of time Zones by Country
Calling Code: +961 XXX

Practical Information:

Wikepedia Lebanon

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

Here is a brief description of the healthcare system in the country:

·      Lebanon has a hybrid private-public system where the majority rely on private providers for care.

·      Government funding is minimal and most spend out-of-pocket, though some employers provide coverage.

·      Public hospitals exist but generally offer low quality care, while private hospitals and clinics dominate the market.

·      There are many physicians and a high number of hospital beds per capita, with an emphasis on specialty/tertiary care.

·      However, quality and services can vary greatly between low-cost and high-end providers.

·      Healthcare spending as a percentage of GDP is over 7%, yet financial barriers prevent access for many.

·      Availability of medications and expertise is good, though the system faces challenges of informal payments, brain drain, and underinsurance.

·      Ongoing economic/political instability have further weakened public healthcare infrastructure and capacity.

Here are some key health considerations for expatriates living in the country:

·      Purchase comprehensive private international medical insurance as public options offer very low quality of care. This should be a top priority.

·      Register with reputable private hospitals and clinics and understand insurance coverage/co-pays.

·      Bring needed prescription medications as shortages sporadically occur due to economic/supply issues.

·      Be aware of potential risks from civil/political unrest and have an evacuation plan in place involving your employer and international hospitals if needed.

·      Address chronic conditions through initial doctor visits to obtain long-term care guidance under your insurance.

·      Consider supplemental dental/vision coverage not included under some basic plans.

·      French and English widely understood in major cities, but learn basic medical Arabic phrases if traveling outside urban areas.