Health Insurance in Jamaica, America

Information expatriation

Capital City: Kingston
Total area: 10,991 km2
Population: 2,714,000
Money: Currency Converter
Time Zone: List of time zones by country
Calling Code: +1 876 XXX

Practical Information:

Wikipedia Jamaica

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

Here is a brief description of the healthcare system in the country:

·      Jamaica has a public-private healthcare system intended to provide universal coverage through the National Health Fund (NHF).

·      In reality, services are unevenly distributed and many Jamaicans depend on overburdened public clinics/hospitals with shortages.

·      The NHF partially funds public healthcare via taxation and covers certain conditions, drugs and hospital stays for residents.

·      However, reimbursement rates are low so out-of-pocket costs for private services remain high.

·      Primary care is the main public access point but wait times can be long and facilities limited.

·      Private hospitals, pharmacies, and providers play a growing role, including international facilities in tourist areas.

·      Around 7% of GDP is spent on healthcare, with significant donor and NGO support needed.

·      Major health issues include non-communicable diseases, violence/injuries, and limited access to specialists/advanced care.

Here are some key health considerations for expatriates living in the country:

·      Purchase comprehensive international medical evacuation insurance which provides coverage for medical repatriation if required.

·      Consider registering with private hospitals in Kingston or resort areas that meet higher professional standards.

·      Bring adequate supplies of prescription medications as availability through local pharmacies can be unreliable.

·      Monitor for tropical diseases like zika and dengue - follow strict preventative safety practices.

·      Seek routine vaccines plus others required for travel to Jamaica due to public health risks.

·      Address any existing conditions through checkups before relocating due to limited advanced care options.

·      English is widely spoken but learn some basic medical terms in Patois to aid communication in rural clinics.

·      Supplement NHF coverage with private health insurance to avoid high private medical costs if uninsured.

·      Have an evacuation plan in place in case an emergency exceeds local capabilities.

·      Be aware of episodic political unrest or natural disasters that could impact services.