Health Insurance in Brunei, Asia

Useful information for expatriates in Brunei

Capital City: Bandar Seri Begawan
Total area: 5,765 km2
Population: 390,000
Money: Currency Converter
Time Zone: List of time Zones by Country
Calling Code: +673 XXX

Practical Information:

Wikipedia Brunei

Health Product: Travel Insurance and Health Insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

Here is a brief description of the healthcare system in the country:

·      Brunei has a universal healthcare system that provides free healthcare services to all citizens and permanent residents. Healthcare costs are funded through government subsidies.

·      Primary care services are delivered through government health centers located throughout the country. These include general practitioners, maternal/childcare clinics, dentists, and pharmacies.

·      There are two main public hospitals in Brunei - the RIPAS Hospital in the capital Bandar Seri Begawan and the Jerudong Park Medical Centre. These offer secondary and tertiary care services.

·      Specialist treatment is also available at the hospitals. Referrals from primary care are required except in emergencies.

·      In addition, there are several private medical clinics and the Brunei Shell Petroleum Medical Services catering to the private sector.

·      Preventative programs focus on maternal/child health, family planning, immunizations and health education.

·      Life expectancy and access to healthcare are high by regional standards due to abundant oil/gas wealth and funds spent on public services.

·      However, Brunei faces challenges of an aging population and rising rates of chronic diseases like diabetes that are straining healthcare resources.

Here are some key health considerations for expatriates living in the country:

·      Insurance - Citizens and PRs are covered under public healthcare but expatriates will need private health insurance. Ensure it includes coverage for medical evacuation.

·      Registration - All expatriates must register with the immigration department to obtain a foreign worker permit within 14 days of arrival. This allows access to private healthcare.

·      Language - While English and Malay are widely understood, some clinics may only have Bahasa Brunei speakers. Learn basic medical terms to communicate needs clearly.

·      Prescriptions - Bring adequate supply of chronic medication as not all branded drugs are locally available without a local prescription.

·      Vaccines - Ensure routine vaccines are up to date, especially for mumps, rubella and chickenpox which are recommended if not immune.

·      Travel insurance - Consider supplemental coverage that pays for repatriation flights if emergency treatment is required outside Brunei.

·      Mosquito risks - Disease threats like dengue and Zika persist. Use effective repellents and protective measures against bites.