Health Insurance in Bhutan, Asia
Useful information for expatriates in Bhutan
Capital City: Thimphu
Total area: 47,000 km2
Population: 658,000
Money: Currency Converter
Time Zone: List of time Zones by Country
Calling Code: +975 XXX
Practical Information:
Health Product: Travel Insurance and Health Insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health Insurance Information
Here is a brief description of the healthcare system in the country:
· Bhutan has a universal healthcare system provided by the government free of cost to all citizens.
· It is funded through general tax revenues as well as donations from individuals and international organizations.
· Primary care is delivered through a network of Basic Health Units (BHUs) spread across the country.
· District hospitals and regional referral hospitals provide secondary and tertiary level care.
· The system focuses on equitable access through a strong primary care foundation and health interventions tailored for the population's needs.
· Healthcare infrastructure and outcomes have greatly improved but challenges remain in remote areas.
· Non-communicable diseases are a growing concern due to changing lifestyles and an aging population.
· Traditional Bhutanese medicine is integrated into the system alongside allopathic care.
· Improvements are being made in medical education, digitization, and developing specialized departments.
· Sustainability requires balancing limited resources against increasing costs of new technologies and specialized training.
· Universal healthcare aligns with the nation's Gross National Happiness development philosophy.
Here are some key health considerations for expatriates living in the country:
· As a visitor, purchase travel insurance including coverage for medical costs and evacuation.
· Register with a local BHU for basic care services, but advanced care requires travel to cities.
· Rural areas have much less infrastructure - choose residence based on proximity to major hospitals.
· Only drink bottled, boiled or treated water and thoroughly cook foods due to risks.
· Make sure routine vaccinations are up to date, especially for travelers/tropical diseases.
· Bring adequate supplies of prescription medications as availability varies.
· Monitor potential impacts of altitude, isolation or lifestyle changes on physical/mental health.
· Consider costs if specialized care unavailable domestically needs to be accessed abroad.
· Natural disasters like landslides are rare risks - maintain basic emergency supplies.
· Learn some basic medical terms in Dzongkha to communicate needs and for directions.
· Register address and stays with your embassy in case evacuation from country becomes necessary.