Health Insurance in Australia, Oceania

Information expatriation

Capital City: Canberra
Total area: 7,741,220 km2
Population: 21,328,050 (2008)
Money: Currency Converter
Time Zone: List of time zones by country
Calling Code: +61 XXX

Practical Information:

Wikipedia Australia

Health Product: Travel Insurance and Health insurance
Health Insurance information and Sanitary Risk: World Health Map
BLOG: Expat Health insurance Information

Here is a brief description of the healthcare system in the country:

·      Australia has a universal healthcare system called Medicare that provides residents with affordable access to healthcare.

·      Medicare is funded through taxes and levies. It covers visits to the doctor, tests, and some prescription medications.

·      Public hospitals are free for all residents and visitors. Additional private health insurance is common to cover costs in private hospitals.

·      A mix of public and private providers exists, with most doctors in private practice. The government subsidizes visits to GPs.

·      Standard of care is high with adequate resources across urban and regional areas. Telehealth has expanded rural access.

·      Preventative healthcare and screening programs address leading chronic issues like cancer, heart disease and diabetes.

·      Australia spends over 9% of its GDP on healthcare, with ongoing reforms to improve sustainability of Medicare.

·      Shortages of some specialists exist, along with waitlists for elective surgeries in the public system.

·      Private insurance can provide faster access to specialists and choice of hospitals. It's financially supported by government incentives.

·      Aged care, mental health and disabilities also receive government funding support.

Here are some key health considerations for expatriates living in the country:

·      Obtain appropriate visa that provides access to Medicare benefits for medical care.

·      Supplemental international medical insurance provides coverage while Medicare eligibility kicks in.

·      Register with a general practitioner (GP) for regular checkups and minor medical issues.

·      Bring adequate supply of prescription medications as some may require an Australian doctor's approval.

·      Consider private health insurance for faster specialist access, private hospital coverage.

·      Up-to-date vaccinations including hepatitis, meningococcal, tetanus recommended.

·      Monitor impact of climate/lifestyle changes, isolation on mental wellbeing.

·      Natural disasters like bushfires are seasonal risks - maintain emergency plans.

·      Rural/remote areas may have less services - choose location based on medical facilities.

·      Register address with embassy in case of need for evacuation assistance abroad.

·      Learn basic medical terms in case communication issues arise with providers.